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21 mai 2019 - Conseils et veille > Autres secteurs
Tips For Getting Your Jewelry Appraised

Do you own jewelry without an appraisal? You have come to the right page. Here, you will get the correct information and tips to get an appraisal for securing your jewelry worth.


There are plenty of reasons to get your jewelry appraised. The most common reason is you need jewelry appraisals for insurance purpose. To have a jewelry appraisal is always a great idea as it helps you stay aware of the valuation of the jewelry you own. However, while applying for the appraisal, ensure collecting the right knowledge about the process and its requirements.



Read further to know the important things about the jewelry appraisal:




  • Understand that jewelry appraisal process isn't rocket science


If jewelry appraisal is an entirely new word for you, it can be a little overwhelming. Nevertheless, the process is very easy and simple. There are several businesses out there ready to assist you with their best jewelry appraisals and sale. Connecting with them can be a profitable deal for you.


With the advanced technology, you can always check the credibility and reviews about these businesses before stepping in. You can get an appraisal in person or mail-in options as per your convenience. They charge a nominal and affordable fee for every piece of jewel. You will receive guidance at your every step by either online information media or directly from your appraisal agent.




  • Choose your required type of appraisal


An appraisal is documented information that validates your jewelry's worth, purity, and warranty. Basically, there are three types of appraisal that one can get. They are:




  1. Replacement Value Appraisals: Mostly, appraisals are needed for insurance purpose. In this, you receive a retail replacement value, which determines the cost of replacement for the jewelry in case something happens to your jewelry. This replacement value will be extravagant and higher than the resale value of your jewelry. It's due to various reasons, such as insurance premiums, market fluctuation, and the fact that the appraisals are to be valid for 10 years, during which the cost of replacing jewelry will increase.



  1. Fair market value appraisal: In this appraisal, you get the estimated value of your jewelry at the time of selling. It is evaluated on factors such as the current condition of your jewelry and current market rate. It helps a seller to get an idea of how much to expect from a buyer. However, its appraisal amount is always less than the Replacement Value Appraisal.



  1. Liquidation appraisal: You might need this appraisal during situations like divorce or estate liquidation. In this appraisal, the price given is significantly low than both above appraisals. Usually, you will want this appraisal when you immediately want to sell your jewelry.



  • Important things to consider in an appraisal


You can't trust anybody regarding your jewelry appraisal. Your insurer has to be qualified and credible in order to certify your appraisal. Some of the prime necessities that you should look in your insurer is that he has a gemology training, appraisal training and also check their Reviews to know their creditability.




  • Know the cost of an appraisal


Every appraiser works independently and their charges vary a lot. However, the criteria they use to charge can be very much the same. However, here are some examples that an appraiser can consider while calculating the total cost such as their expertise, number of items and its size, hourly charges, or a certain percentage of the appraisal. Make sure to inquire about the bifurcation properly for a clear understanding of the appraisal cost.


Closing note


When everything is done it's time to collect the final report. Let's find out what are the things that you need to have in your final appraisal report.




  1. Name and contact address

  2. Appraisal date

  3. The stated purpose of an appraisal

  4. A detailed description of the jewelry

  5. Notes on the gemstones

  6. Setting types

  7. Statement for the appraisal

  8. Photograph of the item

  9. Final appraisal value of your jewelry


Now, being known to the entire appraisal process can help you get the best value for your jewelry appraisal. Look for a reputed appraiser to get your jewels appraised without any hassle.





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